Portfolio Dashboard
Every figure on this screen is rebuilt from trades you recorded yourself and then priced at today's market, so it answers one question: where do I stand right now.
What this page is
The Portfolio Dashboard is the summary page for one portfolio. It does not track the market — it tracks you. Six headline totals sit across the top, a health card checks the shape of what you own, and below that are your recent trades, a value curve, the full holdings list and how your money is split across sectors.
Nothing on this page is entered here. The Trade Ledger holds the raw rows; this page is what those rows add up to once live prices are applied. That also means an odd number on this screen is almost always a wrong row in the ledger, not a fault in the calculation.
The whole Portfolio section has its own left sidebar, with the active portfolio at the top and fourteen pages grouped underneath. You can keep several portfolios side by side — your own and a family member's, say — and how many you may create depends on your plan. The small line under the selector shows how many you have used out of that limit, and turns amber when you have reached it.
Why it helps you
- Today's P&L against Net Worth is the sanity check on your position sizing. The same rupee move is a routine day on a large account and a bad one on a small account, and the pair of tiles makes that obvious before you decide anything.
- Available Cash and the Unsettled T+2 count together tell you what you can actually do today. Cash that has not settled cannot be redeployed, and shares still inside the settlement window cannot be sold, however much you want out.
- The Risk Meter is really a position-sizing check. It is driven by your largest single holding and your largest sector, so it climbs when you keep adding to a winner — which is exactly when nobody wants to hear it.
- Realized Gain is your scorecard. If it stays flat while you trade often, the churn is paying the broker rather than you.
- Total Invested is your cost base, and comparing it with Net Worth over months is the only honest read on whether the portfolio is compounding. A single day tells you nothing about that.
- Sector Allocation answers whether you still own the portfolio you intended to build. Positions drift: a bank holding that doubled now carries more of your future than you originally chose to give it.
- The CGT Estimate on the health card prices the tax that sits inside your unrealised gain. It is worth knowing long before you plan to sell, because holding past 365 days moves that gain from the 10% band to 7.5%.
- Cash Utilization catches the quiet problem of money left idle for months while you wait for a level that never arrives.
When to use it, and where to find it
- After the close, once you have recorded the day's trades — the totals are then correct for the day.
- Before you buy anything, to see what cash is genuinely free and how concentrated you already are.
- Once a month, as a review of shape rather than of price: sector split, risk meter, cash sitting idle.
- Any time a number on another portfolio page looks wrong — start here, then follow it back to the Trade Ledger.
Try it — a short walkthrough
- 1Confirm which portfolio you are readingOpen the box at the top of the left sidebar and check the name. Every page in this section follows that choice, and the line underneath tells you how many portfolios your plan allows.See this part in detail →
- 2Read the top row in one passTake the six tiles left to right without stopping. Each one carries an ⓘ with its exact formula, so open that instead of guessing when a figure looks off.See this part in detail →
- 3Separate paper profit from banked profitPut Unrealized G/L and Realized Gain side by side. One is a price you have not accepted yet; the other is money already through your account after fees and tax.See this part in detail →
- 4Scan the health card for anything amberSix quick checks on the shape of the portfolio. Amber is a description, not an alarm — read it, then decide whether it matches how you meant to invest.See this part in detail →
- 5Open the holding that is moving the mostClick any row in the Holdings table to jump into that stock's Position Detail page, where you get its trades, its chart with your entries marked, and its break-even price.See this part in detail →
- 6Record today before you leaveUse Add Trade in Quick Actions and copy the figures off your broker's contract note. The form shows the commission, SEBON fee and DP charge before you save, so you see the real cost.See this part in detail →
Every part of the page
In the order you meet them on screen, each with a close-up of the real thing. The numbers match the dots on the figure above.
Active Portfolio
Which set of holdings every page in this section is showing. You can keep several separate portfolios — for example your own and a family member's — and switch between them here.
How — Click the box to switch, rename (✎) or delete (🗑) a portfolio, or to create a new one with "+ New Portfolio".
- Each portfolio has its own trades, cash ledger, profit and tax report; nothing is mixed between them.
- The small line underneath shows how many portfolios you have used out of your plan's limit.
- Deleting a portfolio also deletes all of its trades, and cannot be undone.
The Portfolio menu
Fourteen pages in three groups. PORTFOLIO holds the day-to-day records (Dashboard, Overview, Day Change, Trade Ledger, Position Detail). ANALYSIS works out what your record means (Cash Ledger, Portfolio Graph, Performance, Risk, Behaviour). INTELLIGENCE is the rule-based helpers (Suggestions, Alerts, Trading Journal, Reports & Tax).
How — Click any page; the one you are on is coloured and has a bar on its left. Whatever portfolio you picked above stays selected as you move between pages.
- Start with Trade Ledger — until a trade is recorded there, every other page is empty by design.
The six headline numbers
Left to right: Net Worth, Today's P&L, Total Invested, Unrealized G/L, Realized Gain and Available Cash. Together they answer "where do I stand right now?".
How — Every tile has an ⓘ next to its label with the exact formula — open it whenever a number surprises you.
- Net Worth = (each holding's quantity × its live price) added up + your cash balance. "L" means lakh (Rs 100,000).
- Total Invested = Σ (quantity still held × that stock's average buy price). Broker commission, SEBON fee and DP charge are NOT rolled into it.
- Today's P&L is read from the latest saved daily snapshot, so it shows 0 until at least one snapshot exists for this portfolio.
Paper profit versus banked profit
Two of those tiles look similar but mean very different things. Unrealized G/L is profit that exists only on paper, because you have not sold. Realized Gain is money already in hand from sales made this calendar year.
How — Judge a year by Realized Gain and a holding by Unrealized G/L — mixing them up flatters your results.
- Unrealized G/L = current market value − total invested. Nothing is deducted: no sell fees, no capital-gains tax, because no sale has happened.
- Realized Gain is already net of buy fees, sell fees and capital-gains tax — 10% if the shares were held 365 days or less, 7.5% if held longer, on gains only.
- "T+2" under Available Cash is money from recent sells that has not settled yet; NEPSE settles a trade two trading days after it is executed.
Portfolio Health
Six quick check-ups computed from your current holdings. Nothing here is a prediction or a recommendation — they simply describe the state of the portfolio.
How — The Active Suggestions tile has a "View →" link straight to the Suggestions page; the ⓘ on the card header lists the exact formula for each tile.
- Risk Meter (0–10) is built from your single biggest holding's share and your biggest sector's share (half weight each), scaled to 10, and increased by 20% if you own fewer than 5 stocks. Under 4 = Conservative, 4–7 = Moderate, above 7 = Aggressive.
- Unsettled T+2 counts holdings bought so recently that the shares have not settled — you cannot sell them yet.
- CGT Estimate is the tax you would owe if you sold everything today: 10% on gains held ≤365 days, 7.5% over 365 days, losses counted as zero.
- Cash Utilization = share value ÷ (share value + cash) — how much of your money is actually invested rather than idle.
Recent Trades
Your six most recent buy/sell entries, newest first, exactly as you recorded them in the Trade Ledger.
How — "View all →" opens the full ledger where you can add, edit or delete a trade.
- Price is the price per share you entered — the charges are not shown here. The Trade Ledger itemises the commission, SEBON fee, DP charge and tax on each trade.
Portfolio Performance
Your portfolio's total value day by day (solid line), optionally with the NEPSE index over the same days (dashed line), so you can see whether you did better or worse than the market.
How — The NEPSE button hides or shows the index line; 1W / 1M / 3M / YTD / All trim the same series to that window, and YTD starts at 1 January.
- Each point is one saved daily snapshot: this portfolio's total value that day and the NEPSE close that day.
- The two lines use SEPARATE vertical scales — your rupee value and the index are comparable in shape only, never in absolute size.
- It reads "No performance data" until daily snapshots exist. For a curve rebuilt from your actual trades instead, use the Portfolio Graph page.
Holdings
Every stock you currently own, with quantity, your average cost, the live price, the value and the paper gain or loss.
How — Click a column heading to sort by it, and click any row to open that stock's Position Detail page. "Full view →" opens the Overview page with more columns.
- Avg Cost is your weighted average buy price: Σ(qty × price) ÷ total qty across all your buys. Fees are not included in it.
- LTP is the Last Traded Price — the live market price, or the last daily close if the stock has not traded today. Value = Qty × LTP.
- Status: "Settled" means the shares are yours to sell; "T+2" means the trade is still inside NEPSE's two-day settlement window.
- ▲TOP and ▼BOT mark your best and worst holding by rupee gain.
Sector Allocation
How your money is spread across NEPSE sectors — Banking, Hydropower, Life Insurance and so on. A very large slice means your portfolio depends heavily on one industry.
How — Read the legend on the right for each sector's exact share, and compare it with the Risk page if one slice looks dominant.
- Each holding's current market value (Qty × live price) is added into its sector; the slice is that sector's share of the total.
- The number in the middle is the total market value of all holdings, in lakh (L = Rs 100,000).
- A stock with no sector recorded is grouped as "Other".
Quick Actions
Shortcuts to the things you do most: record a trade, add cash, work out the true cost of a buy or sell, review suggestions, or produce your tax report.
How — "Add Trade" opens the SAME entry form the Trade Ledger uses — type the symbol, quantity, price and date from your broker's contract note and it shows the broker commission, SEBON fee, DP charge and effective price per share before you save.
- Broker commission is tiered on the trade amount: 0.36% up to Rs 50,000, 0.33% to Rs 5 lakh, 0.31% to Rs 20 lakh, 0.27% to Rs 1 crore, 0.24% above, with a Rs 10 minimum. SEBON fee is 0.015%; DP charge is a flat Rs 25 per stock per settlement.
- The reminder below the buttons is real: NEPSE's trading system has no automatic stop-loss order, so any exit has to be placed by you.
Reading the numbers
- Net Worth adds each holding's quantity × its live price, then adds your cash balance. L means lakh (Rs 100,000); Cr means crore (Rs 10,000,000).
- Total Invested is Σ (quantity still held × that stock's average buy price). Broker commission, SEBON fee and DP charge are not rolled into it, so it is the price of the shares, not the cost of acquiring them.
- Average buy price is a weighted average across all your buys — Σ(qty × price) ÷ total qty — not first-in-first-out. Selling part of a holding therefore does not change it, and bonus shares enter at price 0 and pull it down.
- Realized Gain is already net of buy fees, sell fees and capital-gains tax. Unrealized G/L is gross, because nothing has been sold and no charge has been incurred.
- Capital-gains tax on a profitable sale is 10% when the shares were held 365 days or less and 7.5% beyond that, on the gain only, deducted at source by your broker.
- Broker commission is tiered on the trade amount, from 0.36% on small trades down to 0.24% on very large ones with a Rs 10 minimum; the SEBON fee is 0.015%; the DP charge is a flat Rs 25 per stock per settlement, on both the buy and the sell.
What it does not do
- This page is only as right as what you typed. Nothing is imported from your broker or your demat account, so a missing trade quietly becomes a missing holding, and a wrong date quietly becomes a wrong tax rate.
- Today's P&L and the Portfolio Performance chart both read saved daily snapshots. Until snapshots exist for this portfolio the tile shows 0 and the chart says "No performance data" — the Portfolio Graph page draws a curve from your trades instead and needs no snapshots.
- The Add Cash shortcut in Quick Actions simply opens the Cash Ledger page. There is no deposit or withdrawal entry form yet; cash movements are created by the trades you record.
- Health-card figures such as the CGT Estimate are estimates for planning, not a filing. Your broker's contract note is the record that counts.
- Signed out, or with no trades recorded, the page reads "No portfolio yet" rather than showing sample numbers.
Questions people ask
Net Worth includes your cash balance, and cash here is derived from the trades you recorded — not from your real bank or broker account. If you never recorded the deposits that funded your buying, the cash side starts negative and drags the total down.
That tile compares against the latest saved daily snapshot. Until at least one snapshot exists for this portfolio there is nothing to compare with. Use the Day Change page, which works out yesterday against today from prices directly.
It depends on your plan. The line under the Active Portfolio box shows the count you have used against your limit, and the New Portfolio button is disabled once you reach it.
Realized Gain is net. The broker commission, SEBON fee and DP charge on both the buy and the sell come off first, then capital-gains tax on the gain. The Trade Ledger itemises all of those on the sell row.